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In March 2011, the Commission proposed a Directive ’on credit agreements relating to residential property’ (COM (2011) 142) to ensure better protection for mortgage borrowers. MEPs are now looking at the proposals and seem likely to broaden its scope by introducing chapters on financial education, performance of credit (i.e. what happens once people have signed a mortgage contract), and market transparency (traceability).
Press Release 20120223STO39233
Proposal text
(Added 2012-03-09)